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107
LOAN OFFICER
Resume
Ryan Smith
309 Main Street
Keywords
Albany, New York 06548
Mortgage Banking (518) 555-1122 / email@email.com
Loan Production
Mortgage Loan Officer / Originator
Lending Products Prime & Subprime Markets
Conventional A thru
Top-Producing Loan Officer
D Paper
Expert in Mortgage Banking, Training, Sales, and Finance
Commercial Loan
Loan officer with extensive experience underwriting multifamily and commercial real estate
Consumer Loan
loans and providing lending products in branches of a bank having the highest rate of growth
Conventional, FHA,
in the state.
and VA Mortgage
Core Strengths
Loans
Loan Origination Programs FHA, VA, and Conventional Products
HUD1
Desktop Underwriting Preapproval Programs
Point-of-Sale Systems Financial Services Reporting Software
Origination Fees
MS Business Administration Conventional A thru D Paper
Broker Fees
Professional Experience
Discount Fees
Norwest Financial, Albany, New York 1998 to Present
YSP Fees
Senior Loan Officer
SRP Fees
Reporting directly to the director of the branch, manage eight loan officers with responsibility
Rate Sheets for $288 million in production, plus full responsibility for training. In addition to personal
account management and sales responsibility, recruited to design point-of-sale systems and
Desktop
preapproval programs to boost market share in a highly competitive market.
Underwriting
Closed over $30,000,000 in FHA, VA and conventional products since 1998.
Prime/Subprime
Established eight new locations nationwide.
Lending
Increased loan volume by 50% resulting in $18,000,000 in new revenue.
Established equity loan products including primary and secondary trust deeds.
Banking
Education
Point-of-Sale
Systems University of Michigan, Ann Arbor, Michigan
Masters in Business Administration/Finance, 1997
Secondary
Member, National Association of Mortgage Brokers
Marketing
MS Word 1997, Excel, Access, and WordPerfect
Preapproval
Programs
References Furnished Immediately upon Request
Interview Q&A Using Keywords
Why should we hire you, what are your strengths, and how do you see yourself contributing
to our company?
As a senior loan officer with more than five years of successful service, I offer extensive experience in
both prime and subprime lending markets. You will find that I have a verifiable track record of success
for meeting and exceeding sales objectives, and will consistently deliver strong revenue and profit con-
tributions through aggressive account management and superior customer service initiatives.
Team-Fly�
108
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F
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T
LOSS PREVENTION MANAGER
Resume
Joel S. Lawson
3 Bradford Drive
Bristol, CT 06010
Keywords
(860) 555-1212 / email@email.com
Asset Protection
Loss Prevention Manager
Inventory Shortage
12 years experience with nationally recognized retailers
Analysis
Proven expertise in reducing retail losses through proactive measures
Electronic
Surveillance
Driven to achieve substantial reductions in profit losses through leadership, vigilance, and
Security Operations
planning and execution of top-notch loss prevention strategies.
Industrial Security
Core Strengths
Stolen Property
Asset protection Policies and procedures
Fraud training Electronic surveillance
Store Detectives
Auditing Undercover operations
Undercover
Security reports Internal theft investigations
Operations
Professional Experience
Auditing
COACH, Inc. New York, NY 1990 to Present
Security Breaches
Loss Prevention Manager (1994-Present)
Loss Prevention Associate (1990-1994)
Employee Integrity
Interviews
Oversee activities pertaining to loss prevention in 300 stores across the United States. Review
Policies and
audits of store inventory and assess discrepancies. Consult with company executives regarding
Procedures
inventory inconsistencies. Formulate and administer company policies with regard to antitheft
procedures at the store level. Train store personnel in proper procedures for interacting with
Revenue Loss
customers engaged in dishonest activity.
Security Reports
Achieved a 40% reduction in shrinkage from 1996 to 2001.
Researched, evaluated, purchased, and implemented state-of-the-art surveillance equip-
Informants
ment for all stores. New equipment, prominently displayed, is credited with a reduction in
Internal Theft
store theft.
Investigations
Instituted undercover operations using store detectives posing as sales staff. To date infor-
mants have identified 10 company employees involved in theft of merchandise.
Physical Inventory
Shrinkage
Education
Long Island University, C.W. Post Campus, Brookville, NY
Chargebacks
Bachelor of Arts, Criminal Justice, 1990
Fraud Training
References Furnished Immediately upon Request
Interview Q&A Using Keywords
Why should we hire you, what are your strengths, and how do you see yourself contributing
to our company?
There are many similarities between the challenges your company has and the ones present in the com-
pany I am with now. As I see it, the number of stores, the type of items sold, and even the typical cus-
tomers, are strikingly similar. As such, I can offer my ability to hit the ground running. I am confident
that my full knowledge of asset protection including physical inventory monitoring, fraud training, and
security reporting will provide the answers to any difficulties you have in this area.
109
MANAGEMENT
Keywords
Resume
Decision Making/
Justin Coury
Analysis
3452 Broman St.
Cincinnati, Ohio, 45327
Accounting
(513) 555-4567 / email@email.com
Budget Control
Management
Staff Training &
Combining organizational leadership with profit & loss experience
Development
Cost and Quality
Decision Making/Analysis " Staff Training & Development
Business Development/Administration " Budget Development
Business Taxation
Customer Service
Extremely motivated entry-level management professional offering formal education in management
Forecasting and
as well as hands-on management experience within fast-paced retail settings.
Analysis
Core Strengths
Operations
Accounting Customer Service
Management
Budget Control Forecasting and Analysis
Process Cost and Quality Theory Process/Operations Management
Business Taxation Team Building & Leadership
Management
Business
Professional Experience
Development/
FOOTPROOF, Cincinnati, Ohio 2000 to Current
Administration
Manager
Organizational
Ensure performance of daily operations within fast-paced shoe retail store ranked third in
Leadership
region. Accountable for proactive sales and marketing of store items as well as developing
problem-solving strategies that address profit and loss issues. Provide excellent customer ser-
Team Building &
vice, and focused on expanding referral base by building relationships with repeat customers.
Leadership
Increased store profits by 35% within only three months of employment.
Problem Solving
Successfully implemented new goal setting/incentive programs.
Recipient of Golden Foot for consistently exceeding store goals.
Budget Development
Decisively replaced lagging employees with goal-driven individuals.
& Administration
Sales & Marketing
Education
Klipplinger College of Business, Boulder, Colorado
Relationship
Bachelor of Science, Management, 2000
Building
Young Professionals student chapter, vice president
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